What Is A Financial Chatbot? Top 10 Chatbots for Finance in 2025

According to a report by Forrester, 90% of people in charge of customer service agree that personalization is what businesses need today. To keep up with customer expectations, AI is becoming a more important part of the financial services industry. This shift highlights the future of chatbots as they evolve to meet diverse business needs.

Many financial companies are trying out chatbots as a way to give their customers new and better financial AI services and to assist them in general. In the finance industry, chatbots add a lot to both the user experience and the budgets for managing costs. If your company do not own an in-house technology team, partnering with a company who can provide financial software development services is essential. They can tailor AI chatbots for business to meet the unique needs of the financial services industry, ensuring personalized customer experiences while managing chatbot development costs effectively. All of them talk about how great their features are and seem to be perfect.

Which one is the most suitable? This article will show you the top 10 best finance chatbots so you can choose the best one for your business.

What Is Finance Chatbots?

Bots that work in the financial services industry are called “finance chatbots.” They talk to clients and offer support 24/7, 365 days a year. They can do things like answer frequently asked questions, check the customer’s account balance, and provide financial advice. Financial chatbots can also handle multiple requests simultaneously from different channels, including the capability to serve as a chatbot for small business needs.

What Can The Finance Chatbots Do?

Chatbots have a lot of advantages. They can help customers 24 hours a day, 7 days a week, and are connected to the firm’s financial database so they can quickly get information to help both employees and customers. Here are some main features that finance chatbots have:

1. Welcoming New Clients

Chatbots can be used in the onboarding process to do things like:

• Making sure that all required financial documents are uploaded and available.
• Sending them their contract to look over and reminding them that they need to sign it.
• Setting up a new account and getting to know it.
• Users can get a financial app on their phones and look at it.

Chatbots will also get feedback from new customers about their customer journey and offer services during the onboarding process so that a full analysis can be done.

2. Giving Financial Advice

Chatbots can help people manage their money or act as financial coaches. They can give advice and answer questions about the simple financial questions such as:

• Spending each month and each quarter.
• Plans for saving.
• Bank balance.
• Advice on insurance and taxes.

Customers can also request chatbots to give them a notification when a budget limit is surpassed or there is an ongoing promotion

3. Enhancing Customer Services

Good customer service chatbot always the main reasons why customers return. Customers of insurance and banks also tend to want help right away and correct answers to their questions. Chatbots can satisfy the clients because of these features:

• Are available 24/7.
• Answer FAQs.
• Give human-like answers.
• Set up a secure way for personal information to be accessed and changed without human interference. For example, users can complete transactions by chatting with a chatbot.
• Get personalized services based on where you are and what you’ve done with the financial services provider in the past.

4. Assisting Internal Operations

Chatbots can be used as a virtual assistant by people who work in finance or banking. Chatbots can help employees quickly answer questions from customers, such as:

• Getting answers to their questions about the company’s rules and policies.
• Charts, photos, or videos showing how to get around
• Setting up or changing the passwords for their business accounts
• Predictions about how much money a client has.

Chatbots can also help employees with internal tasks like sharing documents with other team members, reporting to their boss, and keeping track of their daily progress.

The advantages of finance chatbots are clear, there are many use cases and applications of these chatbots. But how to choose the right one? Here are the Top 10 Finance chatbots for your business.

Top 10 Finance Chatbots Your Business Needs

1. Kasisto

KAI is the name of the AI chatbot platform that Kasisto has. They say that the chatbots they make for financial institutions help them. There are some key features that the chatbot offers:

• Pay with the chatbots
• Check your account information, and ask questions.
• Help people manage money from more than one account. 

In instances where the chatbot encounters a customer query beyond its capabilities, the KAI software seamlessly facilitates the transmission of the conversation to the customer service department. This adaptability also demonstrates effective chatbot integration within financial businesses. Explore how Kasisto’s KAI platform excels as a sophisticated finance chatbot, solidifying its position as one of the best AI chatbots for finance in the industry.

2. Hybrid Chat

Hybridchat is a live chat software that connects chatbots to a messenger that the financial app development company likes. Hybridchat makes it easier for people to:

• Use digital tools
• Streamline banking operations
• Automating frequently asked questions (FAQs) and customer service requests.
• New clients can easily join the platform by getting help with user registration, authentication, and account registration.

In the financial services business, people often ask the same questions over and over. Chatbots can answer customer questions and help companies sell everything from credit cards to insurance policies. This robust system emphasizes the advantages of multilingual chatbots, providing support in various languages, which is vital in global finance.

Hybrid Chat’s integration of conversational AI in financial services ensures a seamless user experience, while its adaptability makes it a reliable choice as a financial advisor chatbot for personalized financial guidance.

3. Haptik

Haptik is one of the best new Finance Chatbot tools. It uses Smart Skills technology and is made for the finance industry and others. Haptik has a large library of smart skills that are based on what the financial services industry has learned and what works best.

• Easy to connect the IVA to other contact center infrastructures, such as CRM, ticketing systems, and ERP.
• Code editor that is built on Python and does everything.
• Using open APIs and open, flexible Webhooks, it is easy to send information between the IVA and the other apps.

These chatbots communicate in a manner that is not only natural but also interesting and personal across different platforms, enhancing customer satisfaction. Haptik goes the extra mile by ensuring consistency in voice across marketing, sales, service, and support, contributing to a unified brand experience. Explore how Haptik stands out as a powerful tool in the realm of finance chatbots.

4. Collect.Chat

Chatbots from Collect.Chat talk to customers in a way personal way, which helps generate leads. These chatbots are proactive and ready to help customers around the clock.

• Collect.Chat chatbots talk to every visitor and help get their email addresses, which can then be used for lead generation.
• When a user finishes talking to the chatbot, the customer service team will know right away.
• Chatbots can be used to set up meetings with senior agents and book those meetings.
• Easily find out how happy your customers are by asking them what they think and how their experience was. 

By implementing such strategies, Collect.Chat allows businesses to explore the pros and cons of chatbots, making informed decisions regarding their customer interaction approaches.

5. Nuance Virtual Assistant

Nuance Communication has recently entered the financial services industry, offering a groundbreaking service named Nina, a powerful virtual assistant. Nina allows customers to engage through conversation or text, making it a versatile addition to a company’s website or smartphone app.

• Customer Service for Larger Companies: Nuance Virtual Assistant serves as an effective chatbot for financial services platform tailored for larger enterprises, providing a seamless and responsive customer experience.
• Efficient Problem Resolution: Nina excels at swiftly resolving customers’ problems by intelligently answering a series of questions, ensuring a quick and efficient support process.
• Personalized Automatic Prompts: A standout feature of Nuance Virtual Assistant is its ability to display highly personalized automatic prompts. These prompts dynamically adjust based on user behavior, allowing for tailored advice and assistance. For instance, if a user is dedicated to a specific financial plan, Nina can be configured to offer targeted advice prompts.

Discover how Nuance Virtual Assistant, with its advanced capabilities, transforms customer interactions, making it a noteworthy player in the evolving landscape of finance chatbots. Explore why it stands out as a potential contender for the title of the best AI chatbot for finance, seamlessly incorporating conversational AI and offering tailored guidance as a sophisticated financial advisor chatbot.

6. Ultimate.AI

Ultimate.AI is a platform for virtual agents that helps businesses all over the world use AI to scale up their customer service. It can help you automate queries that take a lot of time and make it easier for your clients to help themselves. 

• Has a quick CRM authorization and works with many CRM platforms, like Salesforce, Zendesk, Freshworks, and Genesys, as a partner.
• It has features like being able to activate a card and unblock a card through chat, which makes things easier for your customers.
• Ultimate also has a multilingual virtual agent that you can train with your support history and use a chatbot builder to create chats.

7. Kore.AI

With the help of finance bots, you can make your finances and accounting more efficient by getting rid of tasks that you do over and over again. The system can:

• Help you make important tasks like purchasing and getting the goods your company needs to run easier.
• Automate accounting and finance tasks.
• Let you process invoices and keep track of expenses with reports, which can help your clients better manage their money.
• Work as a conversational AI bank agent that helps customers keep track of their money by notifying them of their balances and reminding them of their bills.

Discover how Ultimate.AI redefines the customer service landscape, serving as a comprehensive finance chatbot solution. Consider it not only as a virtual agent but also as a potential candidate for the title of the best AI chatbot for finance, offering versatile features for businesses in the realm of conversational AI in financial services.

8. AlphaChat

AlphaChat is an AI chatbot. It has bots and a virtual assistant that use natural language processing (NLP) to talk to people in a way that seems natural. This platform has templates for different industries and a bot that can communicate in multiple languages with international finance organizations.

• It cuts down on the amount of work your agents have to do by handling FAQs and other repetitive tasks.
• Makes your customer service more effective by using intent detection and cross-referencing chat resolution data.
• This finance chatbot has SSO, APIs, and the ability to add custom codes so that the software can be used in more ways.
• The finance bots can also be used on more than one platform, such as WhatsApp, Messenger, and Apple Business Chat.

Explore how AlphaChat emerges as a powerful solution in the domain of finance chatbots, offering intelligent automation, customization, and multilingual capabilities. Consider it as a contender for the best AI chatbot for finance with its focus on elevating customer service and cross-platform integration within the realm of conversational AI.

9. GrowthBotics

Another Finance chatbot is called GrowthBotics. This finance chatbot platform focuses on providing services for the financial, banking chatbots, and insurance chatbots, so your organization will be in good hands.

• It uses AI to make predictions about people who apply for loans but don’t pay them back, and it gives reports about people who have a low credit score.
• Can also automate some of the processes and workflows, like loan applications or allowing staking.
• Offers automatic customer onboarding with an AI sentiment assistant so that your customers can quickly and easily learn how your systems work. 

This is one of the chatbots for banks and financial services that can help you get investors for your clients and raise money.

10. Tidio

The last finance chatbot in this list is Tidio. Tidio is an all-in-one platform for customer service that helps financial institutions make more sales and give better customer service.

• It has AI-powered chatbots that make it easier for customers to interact with your business in real time and enhance their experience. 
• You can get information about your clients and use different templates to make chatbots that do specific tasks. For instance, you can use the “Schedule a meeting” template to let people book a meeting with one of your financial advisors when they visit your website.

Discover how Tidio serves as a comprehensive solution, providing not just a finance chatbot but an entire platform dedicated to elevating sales and customer service in the financial sector. Consider its AI capabilities, real-time interaction features, and customizable templates as valuable assets in the ever-evolving landscape of conversational AI in financial services.

Having chatbots can clearly bring benefits to your company, from allowing your business to save time to satisfying the clients. Ojd Digital Solution‘s survey revealed that 68% of the customers are happy with the instant help from the AI chatbots. So, it is not surprise that more and more businesses are adapting this technology. However, businesses should carefully weigh the pros and cons of chatbots as they decide how to implement this technology in their operations. 

Want To Create Finance Chatbots For Your Company?

If your business is looking for a vendor to create your own finance chatbot, Savvycom is here to help! We are one of the best software development companies in Vietnam, specializing in digital transformation consulting services and software solutions for businesses in Finance, Healthcare, and Retail.

FAQ Questions and Answers

What are finance chatbots?

Finance chatbots are automated virtual assistants designed to work in the financial services industry. They can interact with clients and provide support 24/7, answering frequently asked questions, checking account balances, and offering financial advice.

What features do finance chatbots offer?

Finance chatbots offer various features including onboarding new clients, providing financial advice, enhancing customer service, assisting with internal operations, and managing multiple requests simultaneously.

How do finance chatbots enhance customer service?

Finance chatbots are available 24/7, answer FAQs, provide human-like interactions, access secure personal information, and offer personalized services based on previous interactions with the financial services provider.

What are the benefits of using finance chatbots?

The benefits include providing instant customer support, reducing operational costs, enhancing customer experience, managing multiple requests, and facilitating internal operations for staff.

Can finance chatbots provide personalized financial advice?

Yes, finance chatbots can assist customers in managing their money, offering advice on spending, saving, insurance, and tax-related questions while also sending budget notifications.

How do I choose the right finance chatbot for my business?

Evaluate various options based on features, integrations, customizability, and the specific needs of your business. The article lists the top 10 finance chatbots as a helpful reference.

What are some popular finance chatbots?

Some of the top finance chatbots mentioned include Kasisto, Hybrid Chat, Haptik, Collect.Chat, Nuance Virtual Assistant, Ultimate.AI, Kore.AI, AlphaChat, GrowthBotics, and Tidio.